Liability Insurance
This is a general low-cost insurance that would help protect you and your close family (even parents) cover for damages caused to others. This is not mandatory but a highly recommended one. Generally, requested by many landlords if they offer partly or fully furnished apartments.
Recommended one: https://www.hellogetsafe.com/en-de
Disclaimer: Just like every other insurance, you need to check the coverage and other T&Cs. This insurance provides referral benefits, please check with friends and family who currently have this insurance to refer you to avail monitory benefits.
Renter’s Insurance
The tenants association DMB is a highly recommended one that offers renter’s insurance. This even covers legal charges when it comes to conflicts with landlords. The membership is expensive for the first few years but reduces overtime. They offer consultation in English as well.
For Stuttgart: https://mieterverein-stuttgart.de/en/. Each city has its own association and membership is transferable from one location to another.
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